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0% introductory APR for 21 months on Stability Transfers on stability transfers: One of many longest introductory intervals on stability transfers we have come throughout, you will get a 0% intro APR on the stability transferred for a full 21 months on Stability Transfers, which suggests you’ll have virtually two years to repay your stability.
0% introductory APR for 12 months on Purchases on purchases: You will additionally get a 0% intro APR on new purchases for the primary 12 months on Purchases. It is a useful perk for those who plan on shopping for something with the cardboard.
Select your fee due date: Somewhat flexibility can go a great distance on the subject of managing your funds. The cardboard helps you to select from any out there fee date, whether or not it is at first, center, or finish of the month. That manner, you may arrange computerized funds which are aligned together with your paycheck.
No late charges: One of the distinctive perks is that there aren’t any late charges, ever. When you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged for those who do slip up and miss a fee.
No penalty APR: For those who miss some funds, most bank cards will improve your rate of interest to their penalty APR. The Citi Simplicity® Card by no means costs a penalty charge, so your APR is not vulnerable to rising resulting from late funds.
No annual price: This card comes with no annual price, which is a vital function in case your aim is to repay debt.
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